Skip to Main Content

Top 10 Best Ideas and Most-Read Articles of 2023

As the year draws to a close, Sam DiTella revisits the most- read articles published on BMO Fund Central over the last 12 months. Some themes that resonated with our Advisor community this year included artificial intelligence, recession, Canadian banks and cash.

December 2023

Photo of Sam DiTella

Sam DiTella

Managing Director, Head of Intermediary and National Accounts

Read bio

Over the past 12 months, the economy took its first steps on the path to normalization—and away from the era of zero-interest rate policies and quantitative easing consistent with the last decade. As we entered a new season of investing, delivering timely market commentary and sharing deep expertise to address these real-world challenges was priority number one. We tackled the impact of persistent inflation, as well as the “AI boom” and ways to guide clients through the unfamiliar territory of higher for longer interest rates.


Here are the top 10 must-read articles from the year gone by:

#10 How AI Will Power the Next Industrial Revolution | Read Time: 10 minutes

The turn of the twentieth century was a period of immense transformation, which saw the introduction of several important innovations, including electricity, the automobile, and the telephone—showing how technology could fundamentally alter the world in which we live and work. Will artificial intelligence (AI) be the next world-altering megatrend?

#9 How to Talk to Your Clients About Cash | Read Time: 5.5 minutes

With client interest in cash and cash equivalents like GICs, high-interest savings accounts (HISAs), and ultra short-term bonds rising, here’s how Advisors can help their clients navigate this strange new world. (Also see our client aid on the topic — Mutual Fund vs. GIC: Which Can Generate a Higher After-Tax Return?)

#8 New Retirees Face Unique Risks from Unsteady Markets. Plan to Protect Them. | Read Time: 5 minutes

Diversification is the golden rule when it comes to navigating short-term market challenges and smoothing out returns. Certainly, 2022 was a prime example. Yet 2023 began with investors’ prospects similarly uncertain—especially for clients at or nearing retirement. We provide a toolbox of tactics to shield retiring clients from “sequence of return risk.”

#7 Three Ideas to Up the Value of Your Book | Read Time: 7 minutes

It can be said that value lies in the eyes of the beholder. However, for many Investment Advisors, certain factors matter more than others when buying or selling a book—including the makeup of your product shelf. (Includes three ways to simplify your book of business today—while maximizing the overall value—for a smoother transition approaching retirement.)

#6 How One Advisor Doubled His Book in Six Years | Read Time: 7 minutes

Meet the Wealth Advisor who began his career as a bricklayer, where he learned the value of building a solid foundation. Now, he shares the secrets that have allowed his advisory practice to more than double its assets under management in only six years—and why he sees the BMO Strategic Equity Yield Fund is an important building block for client portfolios.

#5 How to Coach Your Clients Through a Recession | Read Time: 5.5 minutes

With analysts debating whether a recession is likely, or even if we’re in one already, the topic has become a hot button. Here’s how Advisors can talk their clients through various possible outcomes and deliver a positive message to keep clients calm, and on course, despite the volatility. (Includes more information on the dangers of missing the best days in the market.)

#4 Thinking Long Term? Try Canadian Banks. | Read Time: 6 minutes

Despite high interest rates and mixed results in their recently reported earnings, Canadian banks’ fundamentals signal that they represent attractive valuations for long-term investors—remaining well-capitalized, diversified businesses, with a history of strong performance.

#3 An Advisor’s Guide to High-Yielding Income Strategies | Read Time: 8 minutes

Earning some additional income is never a bad thing. But with so many high-yielding solutions available, how can you decide which one is right for your client’s portfolio? We break down the key differences between the strategies in BMO’s suite of income-oriented mutual funds and recommend solutions for some common scenarios.

#2 Cash Rules: The 60/30/10 Portfolio ‘Paradigm’ Has Arrived | Read Time: 8 minutes

As expectations for rate cuts push further out, the very front end of the yield curve has become one of the most attractive investments around, offering competitive returns with very little risk. As the bond market enters this new phase—or paradigm—of fundamentally higher interest rates, here’s how Advisors and investors should view their fixed income exposures.

#1 Recession or Rebound? Three Strategies for Three Scenarios | Read Time: 7 minutes

As the old adage goes: failing to plan is planning to fail. Managing a portfolio through the rearview mirror is a recipe for disaster, which means that Advisors can best serve their clients by preparing for multiple scenarios in advance. (Includes a strategy for a soft landing, hard landing, and perfect landing.)


For a robust
Mutual Fund search, Top Fund Ideas, PM insights, Advisor Stories, and an ESG hub, explore BMO Fund Central. For strategies and insights to further enrich your practice, contact your BMO Global Asset Management Regional Sales Representative.


FOR ADVISOR USE ONLY.

Any statement that necessarily depends on future events may be a forward-looking statement. Forward-looking statements are not guarantees of performance. They involve risks, uncertainties and assumptions. Although such statements are based on assumptions that are believed to be reasonable, there can be no assurance that actual results will not differ materially from expectations. Investors are cautioned not to rely unduly on any forward-looking statements. In connection with any forward-looking statements, investors should carefully consider the areas of risk described in the most recent simplified prospectus.

This article is for information purposes. The information contained herein is not, and should not be construed as, investment, tax or legal advice to any party. Investments should be evaluated relative to the individual’s investment objectives and professional advice should be obtained with respect to any circumstance.

BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate.

Commissions, management fees and expenses (if applicable) may be associated with investments in mutual funds and exchange traded funds (ETFs). Trailing commissions may be associated with investments in mutual funds. Please read the fund facts, ETF Facts or prospectus of the relevant mutual fund or ETF before investing. Mutual funds and ETFs are not guaranteed, their values change frequently and past performance may not be repeated.

For a summary of the risks of an investment in BMO Mutual Funds or BMO ETFs, please see the specific risks set out in the prospectus of the relevant mutual fund or ETF . BMO ETFs trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination.

BMO Mutual Funds are offered by BMO Investments Inc., a financial services firm and separate entity from Bank of Montreal. BMO ETFs are managed and administered by BMO Asset Management Inc., an investment fund manager and portfolio manager and separate legal entity from Bank of Montreal.

The viewpoints expressed by the Authors represents their assessment of the markets at the time of publication. Those views are subject to change without notice at any time. The information provided herein does not constitute a solicitation of an offer to buy, or an offer to sell securities nor should the information be relied upon as investment advice. Past performance is no guarantee of future results. This communication is intended for informational purposes only.

®/™Registered trademarks/trademark of Bank of Montreal, used under licence.

* As compared to an investment that generates an equivalent amount of interest income.

®/™Registered trademarks/trademark of Bank of Montreal, used under licence.

BMO Global Asset Management is a brand name under which BMO Asset Management Inc. and BMO Investments Inc. operate. Certain of the products and services offered under the brand name, BMO Global Asset Management are designed specifically for various categories of investors in a number of different countries and regions and may not be available to all investors. Products and services are only offered to such investors in those countries and regions in accordance with applicable laws and regulations. BMO Financial Group is a service mark of Bank of Montreal (BMO).

BMO ETFs are managed and administered by BMO Asset Management Inc., an investment fund manager and portfolio manager and separate legal entity from Bank of Montreal. Commissions, management fees and expenses all may be associated with investments in exchange traded funds. Please read the prospectus before investing.

Exchange traded funds are not guaranteed, their values change frequently and past performance may not be repeated.

BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal.

Commissions, trailing commissions (if applicable), management fees and expenses all may be associated with mutual fund investments. Please read the ETF facts, fund facts or prospectus of the relevant mutual fund before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

For a summary of the risks of an investment in the BMO Mutual Funds, please see the specific risks set out in the prospectus. ETF Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. Distributions are not guaranteed and are subject to change and/or elimination.

BMO Life Assurance Company is the issuer of the BMO Segregated Funds individual variable insurance contract referred to in the Information Folder and the guarantor of any guarantee provisions therein. The BMO GIF Information Folder and Policy Provisions provide full details and govern in all cases. BMO GIF products are offered through BMO Life Assurance, a separate legal entity than BMO Global Asset Management and wholly owned by BMO Financial Group. Segregated funds are only available for sale by individuals with appropriate insurance licences and are not considered a mutual fund. Segregated fund fees are higher than mutual funds as they include insurance fees to provide for the guarantees on deposits at maturity or on death.

Legal and regulatory disclosures

This information is for Investment Advisors only. By accepting, you certify that you are an Investment Advisor. If you are NOT an Investment Advisor, please decline and view the content in the Investor or Institutional areas of the site. The website is for informational purposes only and is not intended to provide a complete description of BMO Global Asset Management’s products or services. Past performance is not indicative of future results. It should not be construed as investment advice or relied upon in making an investment decision. Products and services of BMO Global Asset Management are only offered in jurisdictions where they may be lawfully offered for sale. The information contained in this Website does not constitute an offer or solicitation by anyone to buy or sell any investment fund or other product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made or to any person to whom it is unlawful to make an offer of solicitation. All products and services are subject to the terms of each and every applicable agreement. It is important to note that not all products, services and information are available in all jurisdictions outside Canada.